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MAKING NEWS

Mon, 30 November 2009
Time for some fancy footwork
Growing consumer confidence at a time of rising interest rates could prove an unfortunate mix if Australians resume their love affair with credit.

There has been a lot of talk about the growth of debit cards (the plastic that uses your own money) at the expense of credit cards in the past year amid the global financial crisis.

But analysts say debit cards, while increasingly popular, are being used for smaller transactions and credit cards still dominate in dollar terms. Reserve Bank statistics released last week show credit card debt is actually higher than a year ago. According to the RBA, there were 14.4 million credit and charge cards out there in August and we used them for $18.9 billion in purchases and cash advances.



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Here are some Australian Car Loans Info articles that may be of interest ...

Finance: Default and repossession
Most people would assume that a default under a loan contract means that payments havent been made but, as you are about to learn, there are other reasons why a lender may have the right to repossession ... more

When should I use a personal loan?
Unsecured personal loans are designed to be undertaken without the need to secure the loans against collateral, such as a property or a car. This makes unsecured personal loans ideal for people who do not own their own home and for people who have no other type of collateral to secure personal loans against ... more

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